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  Posted Wednesday, 06 August 2025 16:13

  Paybis acts as a innovative crypto‑payment solution, founded in 2014 and headquartered in Warsaw, Poland,
  now operating in over 180 countries with support for more than 80–90 cryptocurrencies and handling billions in transaction volume :contentReference[oaicite:1]index=1.
  The platform provides a desktop & mobile wallet as a service and
  on‑ramp/off‑ramp API integration options for businesses, letting users to
  buy, sell, swap and accept crypto payments instantly across traditional and blockchain rails :
  contentReference[oaicite:2]index=2. It facilitates over
  50 payment methods including credit/debit cards, e‑wallets,
  Apple Pay, Google Pay, local rails like PIX, Giropay, SPEI, bank transfers, etc., across 180
  countries and 80+ fiat currencies :contentReference[oaicite:3]index=3.
  With a low minimum entry fee—starting at around $2–5 depending on volume—and
  clear fee disclosure (typically 2 USD minimum commission and card or e‑wallet fees up to ~4.5–6.5%, plus network fees), Paybis prides itself on transparent pricing :
  contentReference[oaicite:4]index=4. Through its secure MPC architecture, which splits private keys across multiple parties, ensures on‑chain transparency, user control,
  and strong security without needing traditional “proof of reserves” disclosures :contentReference[oaicite:5]index=5.
  Paybis is registered as a Money Service Business with FinCEN in the USA, is VASP‑registered in Poland,
  and complies with FINTRAC in Canada, enforcing KYC/AML checks for larger transactions while offering optional no‑KYC flow for smaller amounts (under ~$2,000) in select cases :
  contentReference[oaicite:6]index=6. Businesses can integrate Paybis in hours through SDKs
  and APIs, access dedicated account managers, and benefit from high authorization rates (~70–95%) and
  24/7 multilingual support in over nine languages :contentReference[oaicite:7]index=7.
  Use cases include wallets, fintechs, marketplaces, gaming platforms,
  DeFi services, and global platforms in need of stablecoin payouts, IBAN‑based settlement, or mass crypto payouts via Paybis Send
  or OTC business wallets :contentReference[oaicite:8]index=8.
  Although some user‑reported issues have arisen—such as account suspensions without
  explanation, slow refund processing in rare scenarios, or payment verification difficulties—overall feedback through Trustpilot and
  other independent reviews is largely positive
  with nearly 5‑star ratings thanks to its customer‑friendly
  design and straightforward crypto onboarding flow :
  contentReference[oaicite:9]index=9. Altogether,
  Paybis represents a robust, secure, and
  flexible crypto payment and wallet solution ideal for
  businesses wanting to bridge fiat and crypto with minimal hassle and strong compliance frameworks.